There’s one thing for certain about the federal spending cuts. Things are going to get financially tight for a lot of people who least expect it. First, can I just say I dislike the word “sequester”? It’s a cold-sounding word being used for a cold end result. Yes, we need to pay our debts. Yes, the federal government has borrowed too much for too long. But the way the politicians — Republicans and Democrats — are handling the so-called budget fix is a poor excuse for a measured and humane way to find the needed cuts.